.legal{--lg-max:46rem;--lg-navy:var(--wi-navy, #182982);--lg-cyan:var(--wi-cyan, #3cd0fe);--lg-cyan-ink:var(--wi-cyan-ink, #0a7ea4);--lg-ink:var(--wi-ink, #0f1b3d);--lg-ink-2:var(--wi-ink-2, #4a5878);--lg-line:var(--wi-line, rgba(24, 41, 130, 0.14));--lg-surface:var(--wi-surface, #f2f8fd);font-family:var(--wi-font,'Montserrat','Helvetica Neue',Arial,sans-serif);color:var(--lg-ink);display:block}.legal-hero{padding:11rem 3rem 3rem;background:linear-gradient(180deg,rgb(60 208 254 / .16) 0%,#fff0 100%);border-bottom:1px solid var(--lg-line)}.legal-hero-inner{max-width:72rem;margin:0 auto}.legal-label{display:inline-flex;align-items:center;gap:.6rem;font-size:.72rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--lg-navy);margin-bottom:1.1rem}.legal-label::before{content:"";width:2rem;height:3px;border-radius:2px;background:linear-gradient(90deg,var(--wi-mint,#13f4b0),var(--lg-cyan))}.legal-hero h1{font-size:clamp(2rem, 5vw, 3.4rem);line-height:1.08;font-weight:600;color:var(--lg-navy);letter-spacing:-.01em;margin:0 0 1rem}.legal-meta{font-size:.82rem;color:var(--lg-ink-2);font-weight:400}.legal-meta strong{font-weight:600;color:var(--lg-ink)}.legal-body{max-width:72rem;margin:0 auto;padding:3.5rem 3rem 6rem;display:grid;grid-template-columns:15rem minmax(0,1fr);gap:3.5rem;align-items:start}.legal-toc{position:sticky;top:7rem}.legal-toc h2{font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--lg-ink-2);margin:0 0 1rem}.legal-toc ol{list-style:none!important;margin:0;padding:0!important;border-left:1px solid var(--lg-line)}.legal-toc li{margin:0}.legal-toc a{display:block;padding:.45rem 0 .45rem 1rem;margin-left:-1px;border-left:2px solid #fff0;font-size:.82rem;line-height:1.35;color:var(--lg-ink-2);text-decoration:none;transition:color 0.2s ease,border-color 0.2s ease}.legal-toc a:hover,.legal-toc a:focus-visible{color:var(--lg-navy);border-left-color:var(--lg-cyan)}.legal-content{max-width:var(--lg-max)}.legal-content>*+*{margin-top:1.1rem}.legal-content h2{font-size:clamp(1.15rem, 2.4vw, 1.5rem);font-weight:600;line-height:1.25;color:var(--lg-navy);margin-top:3.25rem;padding-top:.25rem;scroll-margin-top:7rem}.legal-content h2:first-child{margin-top:0}.legal-content h3{font-size:1rem;font-weight:600;color:var(--lg-ink);margin-top:2rem}.legal-content p,.legal-content li{font-size:.95rem;line-height:1.75;font-weight:400;color:var(--lg-ink-2)}.legal-content strong{color:var(--lg-ink);font-weight:600}.legal-content ul,.legal-content ol{margin:1.1rem 0 1.1rem 1.2rem;padding-left:.9rem}.legal-content ul{list-style:disc}.legal-content ol{list-style:decimal}.legal-content li{margin-bottom:.6rem}.legal-content li::marker{color:var(--lg-cyan-ink)}.legal-content a{color:var(--lg-cyan-ink);text-decoration:underline;text-underline-offset:.18em;overflow-wrap:anywhere}.legal-content a:hover{color:var(--lg-navy)}.legal-card{background:var(--lg-surface);border:1px solid var(--lg-line);border-left:3px solid var(--lg-cyan);border-radius:4px;padding:1.5rem 1.75rem;margin:1.75rem 0}.legal-card dl{margin:0;display:grid;grid-template-columns:9.5rem 1fr;gap:.55rem 1rem}.legal-card dt{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--lg-navy);padding-top:.15rem}.legal-card dd{margin:0;font-size:.95rem;line-height:1.6;color:var(--lg-ink)}.legal-note{border:1px solid var(--lg-line);border-radius:4px;padding:1.25rem 1.5rem;background:#fff;box-shadow:0 4px 18px rgb(15 27 61 / .05)}.legal-note p{margin:0}.legal-note p+p{margin-top:.75rem}.legal-table-wrap{overflow-x:auto;margin:1.5rem 0}.legal-table{width:100%;border-collapse:collapse;font-size:.88rem;min-width:34rem}.legal-table caption{text-align:left;font-size:.8rem;color:var(--lg-ink-2);margin-bottom:.6rem}.legal-table th,.legal-table td{text-align:left;padding:.7rem .9rem;border-bottom:1px solid var(--lg-line);vertical-align:top;line-height:1.55}.legal-table thead th{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--lg-navy);border-bottom:2px solid var(--lg-cyan);font-weight:700}.legal-table td{color:var(--lg-ink-2)}.legal-back{border-top:1px solid var(--lg-line);margin-top:3.5rem;padding-top:1.75rem}.legal-back a{display:inline-flex;align-items:center;gap:.6rem;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--lg-navy);text-decoration:none;padding:.85rem 1.6rem;border:1px solid var(--lg-navy);border-radius:2px;transition:background 0.25s ease,color 0.25s ease}.legal-back a:hover{background:var(--lg-cyan);border-color:var(--lg-cyan);color:var(--lg-navy)}.legal-page .header{opacity:1!important;transform:none!important;position:fixed}.legal-page .header-line{transform:none!important}.legal-page{background:#fff}@media (max-width:1080px){.legal-hero{padding:9rem 2rem 2.5rem}.legal-body{padding:2.5rem 2rem 4.5rem;grid-template-columns:minmax(0,1fr);gap:2rem}.legal-toc{position:static;background:var(--lg-surface);border:1px solid var(--lg-line);border-radius:4px;padding:1.25rem 1.5rem}.legal-toc ol{border-left:0;columns:2;column-gap:2rem}.legal-toc a{padding-left:0;border-left:0}.legal-content{max-width:none}.legal-content h2{scroll-margin-top:5.5rem}}@media (max-width:640px){.legal-hero{padding:8rem 1.25rem 2rem}.legal-body{padding:2rem 1.25rem 3.5rem}.legal-toc ol{columns:1}.legal-card{padding:1.25rem}.legal-card dl{grid-template-columns:1fr;gap:.15rem}.legal-card dt{margin-top:.7rem}.legal-card dl>dt:first-child{margin-top:0}.legal-back a{width:100%;justify-content:center}}.skip-link{position:absolute;left:1rem;top:-100px;z-index:2000;background:#182982;color:#fff;padding:.75rem 1.25rem;border-radius:0 0 6px 6px;font-family:var(--wi-font,'Montserrat',Arial,sans-serif);font-size:.85rem;font-weight:600;letter-spacing:.04em;text-decoration:none;transition:top 0.2s ease}.skip-link:focus{top:0}main:focus{outline:none}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.legal-page :focus-visible{outline:2px solid var(--wi-navy,#182982);outline-offset:3px}.legal-page .footer :focus-visible{outline-color:#3cd0fe}.legal-page .footer-bottom a:focus-visible,.legal-page .footer-contact-link:focus-visible{text-decoration:underline}@media (prefers-reduced-motion:reduce){.legal-page *,.legal-page *::before,.legal-page *::after{animation-duration:0.001ms!important;animation-iteration-count:1!important;transition-duration:0.001ms!important}}